When Automotive Dealers Compete, Insight Wins

In the competitive landscape where automotive dealers vie for the same car buyers and sellers within their areas of responsibility, success belongs to those armed with the most comprehensive customer insights.
Dealers with the most extensive understanding of their audience and the strongest relationships with their customers gain a significant competitive advantage.
 
Disrupt Marketing Group offers a wide array of FCRA-compliant credit file data options to help car dealerships target specific customer profiles effectively. We create highly personalized campaigns that attract both buyers and sellers, driving traffic to your dealership and boosting conversions.

Credit File Data Options
Tradeline Type

• Lease or Loan

  • Lease

  • Loan

Tradeline Status

• Open or Closed

  • Open

  • Closed

Credit Union Trades

• All Trades

• Credit Union Trades Only

• Non-Credit Union Trades Only

Loan Status
Target customers based on their loan status:

• Paid account as agreed

• 2 or less payments past due

• 3 or less payments past due

• 4 or less payments past due

• 1-2 payments past due

• 1-3 payments past due

• 4 or more payments past due (120 days)

• Collection account

• Repossession

• Charge-off

Dynamic Filtering Options
Interest Rate Range

• From: Customizable threshold

• To: Customizable threshold

Tradeline Term in Months

• From: Customizable

• To: Customizable

Months Since Tradeline Opened

• From: Customizable

• To: Customizable

Months Since Tradeline Closed

• From: Customizable

• To: Customizable

Months Remaining on Tradeline

• From: Customizable

• To: Customizable

High Credit (Initial Loan) Amount

• From: Customizable

• To: Customizable

Current Balance

• From: Customizable

• To: Customizable

Monthly Payment

• From: Customizable

• To: Customizable

Percentage Paid Through

• From: Customizable

• To: Customizable

Additional Targeting Criteria

Improved Credit Notice Campaign (ICN)
Target customers with improved credit scores who are pre-qualified to refinance or upgrade to a newer vehicle with lower interest rates and payments.

Auto Loans Paid in Full
Identify customers who have successfully paid off auto loans, signaling a strong credit history and readiness for a new vehicle purchase.

 
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